Health Insurance

      • It is very important that all international students have health insurance for the entire time they are studying at Cap. Without health insurance, you could pay thousands of dollars for a hospital stay and even be refused certain services. For students who will be living in British Columbia longer than 6 months, you will be expected to apply for BC Medical Services Plan (MSP) upon arriving in BC. There is a 3 month waiting period for newcomers to BC before medical coverage will take effect and you should have temporary health insurance for the duration of this 3 month waiting period. During this period, students are required to purchase private interim coverage provided by guard.me. The costs of this plan are $2.00 per day. The CIE registers students for this plan.

        Detailed information for international students can be found on the health and dental insurance info sheet. (pdf)

      • Why do I need medical insurance?

        It is very important that all international students have medical insurance for the entire time they are studying at Capilano University. Without health insurance, you could pay thousands of dollars for a hospital stay and even be refused certain services.

        What is the Cost of Medical Insurance?

        Medical Fees:

        Type of PlanFees in CAD
          
        Guard.me Medical Coverage (Basic)$2.00/day for first 90 days in Canada
         Medical Services Plan of BC (Basic)$75.00/month for 91st day and after
         CSU Healthand Dental Plan (Extended)$230.57/year

         

         

         

        Residing in British Columbia for longer than 6 months?

        If you are planning on living in B.C. for longer than 6 months, upon arrival in B.C  you are required to apply for the Medical Services Plan (MSP) of B.C. New international students will be able to complete an application form at the New International Student Orientation.

        Medical services covered by MSP include:

        • Basic medical care within Canada
        • Most doctors visits
        • Most hospital visits 

        When will the Medical Services Plan come in to effect?

        After your MSP application is submitted, it will take three months for the medical coverage to take effect.  During these three months, it is essential for you to have temporary medical coverage.

        What medical coverage is available to me?

        The Centre for International Experience (CIE) at Capilano U will automatically enroll every new international student in the temporary, mandatory medical coverage offered by Guard.me at a cost of $2.00 per day. If you already have the MSP of BC, please bring it to the CIE office in the Library Building, LB 127 when you arrive to Capilano University. 

        Additional details are available at: health and dental insurance (pdf)

        What is the CSU Health and Dental Plan?

        This is the Capilano Students’ Union Health and Dental Plan.  It offers extended medical coverage for services that are not covered by the MSP of B.C.  The extended services covered by the CSU Health and Dental Plan include:

        • Prescription drugs and vaccinations
        • Accidents and emergencies
        • Health practitioners (Physiotherapists, Chiropractors, Massage Therapists, etc.)
        • Vision coverage
        • Dental coverage
        • Travel coverage

         

        How do I enroll in the CSU Health and Dental Plan?

        Capilano University will automatically enroll students in the CSU Health and Dental Plan for coverage from September 1st to August 31st. The annual fee of $230.57 will be charged once along with your Fall semester tuition fees and will appear on your Student Information Web Service. If you are already covered by an equivalent medical plan, you can opt out of this plan within the timelines provided.

        Doctors on Campus

        Capilano University students can visit a doctor at the North Vancouver campus. Contact the Health Services to make an appointment