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You have decided to pursue post-secondary education and have been accepted to Capilano University, congratulations!
Now, how are you planning to pay for university? It is important to have a realistic budget in place to be able to pay for your tuition, books, transportation, and living expenses each term. You should also consider having a "rainy day" fund so that you have money to fall back on should you encounter an unexpected emergency.
Having a realistic budget that you can stick to will help you be better prepared to meet your financial obligations. By planning ahead, you will be able to enjoy your university experience and feel relaxed.
The myCap Money Machine is an interactive tool to help you create a budget, and is designed to be used on a term by term basis. As your financial situation can change, we encourage you to create a budget each term.
Open the myCap Money Machine
Don't know what your tuition and fees will be yet? Visit Fees & Fees Payment to find out more about standard tuition fees, admission/readmission fees, incidental fees and which individuals are exempt from tuition fees. We recommend that you calculate the estimated cost of your first year of university and look ahead to future years as well.
If you are the recipient of a scholarship, bursary, or award, this is money that does not need to be repaid. Free Money!
Capilano University offers a variety of scholarships, bursaries, and awards to future students. For eligibility criteria, application instructions, deadlines, and additional information, please visit our Future Students page.
If you are enrolled in your first term of study at Capilano University, you have the opportunity to apply for the First Semester Bursary. This is a financial-need based award that you can apply for by submitting an online application via myCap using the Student Information Web Service. Details about eligibility are available on our Current Students scholarships, bursaries, and awards page.
Once you have completed your first term and established a grade point average (GPA), you will have the opportunity to apply for the numerous scholarships, bursaries, and awards that are administered by Capilano University. Details about eligibility are available on our Current Students scholarships, bursaries, and awards page.
There are many companies and organizations that offer scholarships, bursaries, and awards which are not administered by Capilano University. Our External Awards page is a good resource that is available to assist you in your search for other sources of available funding.
Need help with paying for university? Below are some common options and we suggest that you start by exploring government student financial assistance.
StudentAid BC administers government student loans and grants for
residents of British Columbia. Applications are
available on their website along with in-depth information about the
application process, eligibility criteria, and repayment information.
Please visit our StudentAid BC page for more information.
If you have lived in a province other than British Columbia for the
past 12 consecutive months, you will then need to apply for student
loans and grants from the province in which you previously resided. For
more information, please visit out page for Out of Province Students.
you are enrolled in a developmental (below the 100-level) course or program,
you may be eligible for the Adult Upgrading Grant and Capilano University
Supplemental Upgrading Grant. For more information, please visit our Adult
Upgrading Grants page.
Student lines of credit are available through many financial
institutions, such as banks and credit unions. A line of credit is similar
to a loan but instead of being given a lump sum of money, you are given
access to a certain amount of money for when you need it. Typically, you only need to pay interest on the money that you actually use while you are in school, not the entire amount that
is available to you. Contact a bank or
credit union to determine if you qualify for a line of credit or other
products which may assist you with your financial needs.
A personal loan is a lump sum of money that is advanced to you from a bank or credit union. Unlike Government Student Loans, you pay interest from the day that the money is given to you, and you are generally required to make payments while you are still in school. Contact a bank or credit union to determine if you qualify for a personal loan.
A Registered Education Savings Plan (RESP) is a type of savings plan that is intended for educational purposes. If you or your family has enrolled in a RESP, you may be able to withdraw money to pay for your education. For more information, please visit the Government of Canada's Registered Education Savings Plan (RESP) page.
If you have a
Registered Retirement Savings Plan (RRSP), you may be able to withdraw money to pay for your education under the Lifelong Learning Plan (LLP). For more
information, please visit the Government of Canada's Lifelong Learning Plan (LLP) page.
Done your research? Still have some questions or need clarification? Check out our Events page where we list the various workshops we offer each term and provide tips, tricks and knowledge on everything from Money Management to Understanding Student Loan Repayment.
As well, Financial Aid Advisors are available to help support you in your efforts to find the answers. Visit our Contact Us page for information on how to reach us.
There are currently no events for this area. Visit Capilano Events to learn more about what is happening in other areas.
Capilano University | 2055 Purcell Way, North Vancouver, British Columbia Canada V7J 3H5 Tel: 604.986.1911
Sunshine Coast | 5627 Inlet Avenue, Sechelt, British Columbia Canada V0N 3A0 Tel: 604.885.9310